Psychological and pedagogical problems of tourism, development, and implementation of psychological and pedagogical support of tourism are still the areas of extremely little theoretical and applied research. At the same time, tourism acts as one of the practices that intensively change the personal and social identity of a person, serving his / her development, and transforming his / her needs as a “person travelling” (homo tornus). This transformation leads to active changes in tourism itself, in the training of personnel for tourism. Thus, modern family and youth tourism is actively changing both in its form and content. The purpose of the research is to analyze the problems of transformation of the identity of a travelling person in the context of his / her contact with the civilizational heritage, including in its regional dimension. The research method is a theoretical analysis of the problems of transformation of the identity of a person travelling in the context of contact with the civilizational heritage. There is also a type of people who use travel as an escape from problems, their transformations are less pronounced as a result, but travel teaches a person to trust himself/herself and life, come to terms with difficulties and uncertainties, endure hardships, and accept changes. 

Severe speech disorders represent a set of speech apparatus impairments that can have a significant impact on overall development and mental growth. The number of children with severe speech disorders continues to increase. According to researchers, children with phonetic-phonemic underdevelopment make up 20–25% of first-grade students. This article is devoted to the application of art therapy as an innovative method for developing thinking and creative abilities in children with severe speech disorders (SSD). The relevance of the study is due to the growing number of children with such issues, which requires effective approaches to their correction. The authors highlight the variety of art therapy techniques, including art therapy (isotherapy), fairy tale therapy, and play therapy, which contribute to the development of fine motor skills, speech improvement, emotional regulation, and the reduction of anxiety and aggression levels. Special attention is given to the process of integrating art therapy into the educational process of special (correctional) schools, which made it possible to incorporate creative activities into the daily lives of children. The authors conclude that the use of art therapy in an interdisciplinary approach – including collaboration among teachers, speech therapists, and psychologists – is a promising direction in corrective work for children with SSD and promotes their personal and social development. 

This article thoroughly explores the impact of exam-related stress on students’ academic motivation. The study aims to determine how psychological tension during exams affects students’ learning engagement, self-esteem, emotional stability, and motivation level. Research methods were selected based on the study model: analytical and theoretical analysis of psychological and pedagogical literature; empirical methods, including interviews, an author-designed student questionnaire, Dembo-Rubinstein’s methodology for the «diagnosis of self-esteem», A.A. Rean’s «Achievement Motivation and Fear of Failure» method, and the «State and Trait Anxiety» method by C.D. Spielberger and L. Khanin. The results revealed increased anxiety levels, decreased self-esteem, and changes in students’ academic motivation due to exam-related stress. Empirical findings confirmed the negative influence of exam stress on the learning process. To prevent these phenomena, strengthening psychological support for students, developing stress management skills, and creating a supportive educational environment are recommended. The study’s findings can enhance psychological services in educational institutions, improve exam process organization, and support students’ personal and academic development. 

The article discusses the use of psychological research in determining the process of making investment and financial decisions. The process of making investment and financial decisions reveals the level of financial literacy of the population. When it comes to financial literacy, first of all, the stages of regulating the income of residents, accounting for their income and expenses, collecting excess money, and increasing storage are considered. The purpose of the study is to identify psychological conditions in determining the process of making investment and financial decisions by the population of the country. In this study, a qualitative research method was used. A research group was created with the participation of university students and their parents and their opinions were analyzed. The research group involved 200 people, including 75 students and 125 parents. They formed different social groups, mostly large families, urban and rural residents took part. The research data was collected through a semi-structured type of interview developed in advance. The research data were evaluated using the content analysis method. Currently, economic science is unable to explain most of the investment and financial decisions. Through the method of advertising, the seduction of the population by scammers with low financial literacy was studied. 

The article analyzes the features of inclusive education in universities in Kazakhstan based on a psychological and pedagogical approach. The main tasks facing the teaching staff are determined, aimed at obtaining education in categories of students with different inclusions. The relevance of the research is determined by the current educational and socio-economic situation in Kazakhstan. The work is largely due to the fact that in modern Russian and Western science, the development of multidirectional learning technologies is necessary for their subsequent active application in the educational environment. Based on the developed proposals, a set of measures is proposed that can improve the quality of the modern learning process for university students. This study explores inclusive education as a social and ethical responsibility that promotes collaboration among university staff and students. By ensuring equal participation in learning, inclusive practices recognize individual strengths and contributions, enriching the educational experience and fostering a supportive, diverse academic environment.